Rates
How our fees work
Fees are agreed in writing before regulated advice begins. Figures below are starting points for typical scopes; multi-scheme or estate-heavy cases are quoted after a discovery conversation. There is no online payment or checkout on this site.
Retirement Income Planning
From £1,850
Includes discovery, cashflow modelling, written recommendation, and one follow-up call within 90 days. Additional scheme chasing beyond a defined set may be quoted separately.
Pension Consolidation Review
From £950
Defined review of deferred workplace pensions with a written suitability opinion where a transfer is considered. Defined benefit transfers require a separate specialised engagement.
Inheritance Tax & Estate Planning Advice
From £1,400
Advice-stage modelling and report. Solicitor drafting of wills or trusts is charged by your legal adviser, not by us.
Investment Portfolio Review
From £750
One-off review of existing ISA and taxable holdings with written recommendations. Ongoing discretionary management is not included.
Protection & Family Cover Advice
From £450 advice fee
Alternatively, where product-related remuneration applies, we disclose commission before you proceed. Underwriting outcomes remain with the insurer.
What influences a quote
- Number of pension schemes and how quickly they respond
- Whether guaranteed benefits or protected tax-free cash need detailed analysis
- Complexity of estate assets, business interests, or cross-border elements
- Whether implementation support is requested after the recommendation
Payment timing
An invoice is issued according to the engagement letter — typically on delivery of the written recommendation, or in staged amounts for longer projects. Deposits, where used, are described in your letter and in our refund policy.